TRAVEL INSURANCE
At TrekAmerica we believe that your safety and enjoyment are the most important parts of your holiday. Travel insurance is therefore mandatory whenever you travel.
Before you join your TrekAmerica tour you MUST be covered by insurance that includes adequate coverage for baggage, medical expenses and the cost of repatriation should you become too ill to continue to travel. In addition to this, we strongly recommend that you include coverage for tour cancellation in the event that you must cancel your reservation prior to departure because of serious illness or injury to yourself, a member of your immediate family or travelling companions. (Please see sections 3, 4, 5 and 15 of our Booking Terms ).
If you join a TrekAmerica tour without adequate insurance you MAY NOT be allowed to continue with no right to a refund. It is a mistake to think that it will never happen to you.
The TrekAmerica policy as shown below is specially designed to include all the activities listed in our brochure and on this website. If you have arranged alternative insurance please ensure your own policy covers all the optional activities you may wish to participate in. Please note that travel insurance provided free of charge by credit card companies usually does not provide cover for adventurous activities, tour cancellation or high enough medical coverage for North America.
Our policy
-
Recommended Travel Insurance
Our policy is available to anyone no matter what nationality you are or where you live in the World (U.S residents, travelling within the US, are not covered by Section A and E as shown below). The 24 hour worldwide emergency medical service is provided by Specialty Assistance Limited, experts in providing friendly and professional emergency help around the clock.
Our policy is underwritten by AXA Insurance and arranged by Campbell Irvine Insurance Brokers who are available on +44 (0) 207 937 6981 to help you with any enquiries that you may have relating to the cover offered.
If you wish to purchase our travel insurance please indicate on your booking form or by selecting the relevant box on the on-line booking system. The payment will automatically be deducted from your credit card in addition to the tour deposit or full payment. -
Oct 2009 - Mar 2011 Tours
PREMIUMS UK£EuroUS$Single Trip upto 25 days: £85E105$149Single Trip upto 50 days: £129E159$229Each additional month: £69E89$119Single Trip Excess Waiver**: £12E15$20Annual Multi-trip* (max 70 days): £139E175$239Annual Excess Waiver**: £20E25$35Cancellation only cover: £45E59$79Cancellation Excess Waiver**: £12E15$20
* Only available to UK or EU clients. Multi-trip insurance includes winter sports cover.
**If you make a claim you will be liable for the first UK£70 (UK£250 for legal expenses) of each and every claim. This is called the insurance excess. To avoid this charge, we offer an excess waiver which is paid in addition to your normal premium as shown above.
No policy excess applies for claims arising from personal accident, loss of deposit only, travel delay and temporary loss of baggage. -
Summary of cover
Section A:*
Medical Expenses
Hospital Benefit
Criminal Injuries
Personal Liability
Section B:
Personal Accident
Permanent Loss of Sight
Loss of Limb(s)
Permanent Total Disablement
Death
Section C:
Cancellation or Curtailment
Section D:
Delayed Departure or Arrival
Hi-jack of aircraft
Failure of Flight Connections
Interruption of Transport
Delayed Tour Expenses
Section E:
Personal Effects
Money
Passport & Visas
Section F:
Legal Expenses
* US residents not covered for section A.
Cover up to: GBP 5,000,000
GBP 200
GBP 5,000
GBP 2,000,000
GBP 50,000
GBP 50,000
GBP 50,000
GBP 50,000
GBP 10,000
GBP 3,500
GBP 100/GBP 1,000
GBP 3,000
GBP 150
GBP 300
GBP 150
GBP 2,000
(Valuables limited to GBP 350)
(Single Article Limit GBP 250)
(Disc Collections GBP 200)
GBP 500
GBP 250
GBP 15,000 -
Excess payment
UKGBP 70 per claim per section per person except for Section D - temporally lost baggage, loss of deposit, travel restriction, personal accident and personal liability which are not subject to an excess.
UKGBP 250 in respect of section F - Legal Expenses only.
To avoid this charge, we offer an excess waiver which is paid in addition to your normal premium as shown in the Premiums table above. -
Geographical areas
USA and Worldwide -
Important note:
This is only a summary of cover. Full details of the cover provided are shown on your policy document which will be sent to you upon receipt of payment of premium, please read it carefully to ensure you understand the cover provided. Should you wish a specimen, a copy will be made available prior to purchase upon request. If the insurance does not meet your requirements you may return the documentation within 14 days of the purchase or prior to travel if this is sooner and, provided no claim has been made, obtain a refund. This insurance is offered on a none-advised basis from a single insurer, AXA Insurance UK plc.
Please remember that all material facts should be disclosed, as failure to do so may affect your rights under this Insurance. The Insurance contains conditions that relate to your health and that of others not necessarily travelling with you but upon whose well being the trip may depend. In particular, pre existing medical problems are not covered unless the medical helpline is contacted on: +44 (0)844 892 0954.
